AY 2026-27 · ITR-4 Filing Open · Last Date: July 31, 2026

File ITR-4 Online
Presumptive Tax Made Easy

For small business owners, doctors, CAs, lawyers & transport operators. No books needed — our AI applies the correct 44AD, 44ADA, or 44AE rate and files in minutes.Compare with ClearTax, Tax2Win, Quicko, H&R Block & TaxSpanner — 40% cheaper!

3L+
ITR-4 Filed
₹60Cr+
Turnover Filed
4.9★
Google Rating
🤖 AI ITR-4 Assistant — LiveACTIVE
📊
Turnover Verified from AIS
AI fetched all business receipts — ₹42L in 4 seconds
💡
Presumptive Rate Applied
Section 44AD: 6% digital + 8% cash receipts
⚖️
Regime Comparison Done
Old Regime saves ₹22,400 with your deductions
ITR-4 Ready to File
0 errors • No audit required • Refund: ₹18,600
Applying Presumptive Rates88% Complete

Verifying digital vs cash receipts • 1 step remaining

✅ Supported Sections

44AD — Business44ADA — Profession44AE — TransportNo Books NeededNo Tax Audit
Trusted by
SBI
HDFC Bank
ICICI
Axis Bank
Kotak
ISO 27001 Certified

Eligibility

Who Should File ITR-4?

ITR-4 (Sugam) is the simplest form for small business owners, professionals & transport operators who opt for presumptive taxation — no books of accounts required.

File ITR-4 If You Are:
  • Small business owner — turnover ≤ ₹2 crore (Sec 44AD)
  • Professional (doctor, CA, lawyer) — receipts ≤ ₹75 lakh (Sec 44ADA)
  • Transport operator with ≤ 10 goods vehicles (Sec 44AE)
  • Individual, HUF, or firm (not LLP) — total income ≤ ₹50 lakh
  • Want to skip maintaining detailed books of accounts
  • Want to avoid mandatory tax audit
  • Have salary income along with business/professional income
  • Have one house property income along with business income
NOT ITR-4 — Use Other Forms:
  • ITR-1Only salary + 1 house property, no business income, income ≤ ₹50L
  • ITR-2Salary + capital gains + multiple properties — no business income
  • ITR-3Business income with actual books, F&O trading, income > ₹50L

👨‍⚕️ Professionals eligible for 44ADA:

DoctorLawyerCA / CMA / CSArchitectEngineerInterior DesignerTechnical ConsultantFilm Artist

📊 Presumptive Taxation Scheme Comparison

SectionWho Can UseTurnover LimitPresumptive RateTax Audit
44ADSmall Business OwnersTurnover ≤ ₹2 Crore (₹3Cr if 95% digital)6% (digital) / 8% (cash)Not required
44ADASpecified ProfessionalsGross Receipts ≤ ₹75 Lakh50% of gross receiptsNot required
44AETransport Operators≤ 10 goods vehicles₹1,000/ton/month (HGV) or ₹7,500/vehicle/monthNot required

💡 44AD Digital Benefit: If 95%+ receipts are digital, turnover limit increases to ₹3 crore and rate is only 6%.

💡 No Books Required: Under all three schemes, you are exempt from maintaining books of accounts under Section 44AA.

Why Choose Us

Better Than ClearTax, Tax2Win, Quicko, H&R Block & TaxSpanner

We studied every competitor and built what they missed — a truly AI-first ITR-4 experience at the lowest price in India.

Auto Presumptive Calculation
AI reads your turnover from AIS/26AS and applies correct 44AD (6%/8%), 44ADA (50%), or 44AE rate instantly.
Digital vs Cash Split
Automatically splits receipts into digital (6%) and cash (8%) for Section 44AD to minimize your tax.
Deduction Maximizer
Finds every 80C, 80D, NPS, HRA deduction available under presumptive scheme to reduce your tax liability.
Bank-Grade Security
256-bit SSL + SOC2 certified. Your turnover and income data is encrypted end-to-end and never sold.

Feature Comparison — ITR-4 Platforms

FeatureDoStartupClearTaxTax2WinQuickoH&R BlockTaxSpanner
44AD / 44ADA / 44AE
Digital vs Cash Split~~
AI Deduction Optimizer
AIS Turnover Auto-Fetch~~
Hindi Language Support
Price (ITR-4)₹699₹999₹799₹699₹1,299₹599
DoStartup.in — Best AI ITR-4 platform at the lowest price

AI Technology

Built for Simple ITR-4 Filing

Every presumptive taxation scenario — 44AD, 44ADA, 44AE, digital/cash split — handled by AI automatically.99.5% accuracy in presumptive income computation

Presumptive Tax EngineAI
Computes income under 44AD (business), 44ADA (profession), or 44AE (transport) with correct rates automatically.
Digital vs Cash OptimizerAI
Splits receipts into digital (6% tax) and cash (8% tax) for 44AD filers to ensure minimum presumptive income.
Deduction FinderAI
AI identifies all allowed deductions under presumptive scheme — 80C, 80D, NPS, HRA — to minimize final tax.
Turnover Auto-FetchAI
Fetches your business receipts directly from AIS, 26AS, and GST returns. No manual entry needed.
AIS/26AS ReconcilerAI
Matches declared turnover with AIS entries to prevent mismatches that trigger IT notices or scrutiny.
ITR-4 Notice ShieldAI
180+ validation rules — cash receipt limits, turnover caps, and deduction eligibility verified before filing.

How It Works

File ITR-4 in 5 Simple Steps

No books needed — just enter your turnover and we handle the rest

👤
STEP 01
Create Free Account
📊
STEP 02
Enter Turnover Details
🤖
STEP 03
AI Applies Presumptive Rate
STEP 04
Review & Optimize
🎉
STEP 05
File & Track Refund

Free Tool

ITR-4 Presumptive Tax Calculator FY 2025-26

Select your scheme, scroll to enter turnover, and get instant tax computation.Used by 25,000+ small business owners this month

ITR-4 Presumptive Tax CalculatorLive

AY 2026-27 | Sec 44AD / 44ADA / 44AE

AI Powered

Scroll to Enter Your Details

Business Turnover / Receipts

₹40,00,000

Limit: ₹2Cr (or ₹3Cr if 95% digital)

₹0₹3,00,00,000
₹25,00,000

UPI, NEFT, cheque, credit/debit card receipts — rest taxed at 8%

₹0₹40,00,000
₹0
₹0₹50,00,000
₹0
₹0₹20,00,000

🏛 Old Regime Deductions

₹1,50,000
₹0₹1,50,000
₹25,000
₹0₹75,000

Your Tax Breakdown

💼 Section 44AD — Business

Total Turnover / Receipts₹40,00,000
Digital Receipts @6%₹25,00,000 → ₹1,50,000
Cash Receipts @8%₹15,00,000 → ₹1,20,000
Presumptive Income₹2,70,000
Gross Total Income₹2,70,000
Total Tax — New Regime₹0
Total Tax — Old Regime₹0
Est. TDS Deducted₹0
🎉 Estimated Tax Refund₹0
AI Recommendation
✨ New Regime is better for you
Save ₹0 more
New Regime
₹0
BETTER CHOICE
Old Regime
₹0
🚀 File ITR-4 Now — Use This Data

* Estimates only. Final tax depends on all sources of income.

Testimonials

Trusted by 3 Lakh+ Small Business Owners

See what small businesses, doctors & transport operators say about DoStartup.in

"I run a small grocery business. DoStartup computed my 44AD income automatically — 6% on digital, 8% on cash. Got ₹22,000 refund in 15 days. Super easy!"

S
Suresh Patel
Small Business OwnerSurat

"As a doctor with clinic income under 44ADA, I just entered my receipts and DoStartup filed my ITR-4 in 10 minutes. Saved ₹18,000 vs my previous CA."

D
Dr. Priya Nair
Doctor (44ADA)Kochi

"Transport business with 4 trucks. DoStartup calculated 44AE income perfectly, found 80C deductions I missed, and filed everything in one go. Excellent!"

R
Ramesh Yadav
Transport OperatorLucknow

Pricing

Simple Pricing for ITR-4

No hidden charges. Cheaper than every major competitor.

Self File
₹499/ filing

For small businesses & professionals under presumptive scheme

  • 44AD / 44ADA / 44AE support
  • Digital vs cash split (44AD)
  • Basic deduction hints
  • e-File to IT Dept
  • CA review
POPULAR
AI Assisted
₹699/ filing

Best for business owners wanting maximum deductions & zero errors

  • Everything in Self File
  • AI deduction maximizer
  • AIS/26AS reconciliation
  • Notice Shield pre-check
  • Priority chat support
CA Expert
₹1,499/ filing

Dedicated CA for complex presumptive + salary + property income

  • Everything in AI Assisted
  • Dedicated CA assigned
  • Phone consultation
  • Notice response support
  • Year-round tax planning

* All plans include free revisions. GST included in price.

FAQ

ITR-4 Questions Answered

Everything about presumptive taxation, 44AD, 44ADA & 44AE.

Still have questions about ITR-4?

Chat with our AI Tax Support (24/7)

Presumptive Tax. Zero Complexity.

Join 3 lakh+ small business owners, doctors & professionals who file ITR-4 in minutes with DoStartup AI.Compare with ClearTax, Tax2Win, Quicko, H&R Block & TaxSpanner — we're 40% cheaper!

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